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	<title>SWCAMBORNE &#187; Health Care</title>
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	<link>http://swcamborne.com</link>
	<description>Simon Says: Life is Good</description>
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		<title>The Medicare Buffet Gets Closer</title>
		<link>http://swcamborne.com/archives/health-care/the-medicare-buffet-gets-closer</link>
		<comments>http://swcamborne.com/archives/health-care/the-medicare-buffet-gets-closer#comments</comments>
		<pubDate>Wed, 26 Oct 2011 23:37:50 +0000</pubDate>
		<dc:creator>Simon</dc:creator>
				<category><![CDATA[Health Care]]></category>
		<category><![CDATA[aging]]></category>

		<guid isPermaLink="false">http://swcamborne.com/?p=5074</guid>
		<description><![CDATA[In the last few weeks I have received a couple of pieces of mail about signing up for Medicare. I started a folder.  What else can I do.  259 days to go.  I&#8217;m not going to think about the choices until about 60 days before my birthday.  My hip has stopped hurting so the taxpayers [...]]]></description>
			<content:encoded><![CDATA[<p>In the last few weeks I have received a couple of pieces of mail about signing up for Medicare.</p>
<p style="text-align: center;"><a class="tt-flickr tt-flickr-Small" title="IMG_3705" href="http://swcamborne.com/photos/photo/6284136237/img_3705.html"><img class="alignnone" src="http://farm7.static.flickr.com/6220/6284136237_1f01875102_m.jpg" alt="IMG_3705" width="240" height="180" /></a></p>
<p>I started a folder.  What else can I do.  259 days to go.  I&#8217;m not going to think about the choices until about 60 days before my birthday.  My hip has stopped hurting so the taxpayers can relax a little.</p>
<p>btw You are eligible for Medicare on the first of the month that your birthday falls in so I&#8217;m eligible on July 1, 2012.  Only 247 days to go.  Should I change the counter?</p>
<p>&nbsp;</p>
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		<title>Senior Thought</title>
		<link>http://swcamborne.com/archives/simon-says/senior-thought</link>
		<comments>http://swcamborne.com/archives/simon-says/senior-thought#comments</comments>
		<pubDate>Wed, 05 Oct 2011 13:04:41 +0000</pubDate>
		<dc:creator>Simon</dc:creator>
				<category><![CDATA[Health Care]]></category>
		<category><![CDATA[Israel]]></category>
		<category><![CDATA[Simon Says]]></category>

		<guid isPermaLink="false">http://swcamborne.com/?p=5120</guid>
		<description><![CDATA[&#8220;A mother can take care of three or four children but three or four children can&#8217;t take care of a mother.&#8221; Christine Leventhal A very wise woman on the Prager Israel Trip during a conversation about taking care of elderly parents. &#160;]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;"><span style="color: #993300;"><strong>&#8220;A mother can take care of three or four children but three or four children can&#8217;t take care of a mother.&#8221;</strong></span><br />
<strong></strong></h2>
<p style="text-align: center;"><strong>Christine Leventhal</strong></p>
<p style="text-align: center;">A very wise woman on the<strong> <a href="http://swcamborne.com/archives/travel/israel-one">Prager Israel Trip</a></strong> during a conversation about taking care of elderly parents.</p>
<p style="text-align: center;"><a class="tt-flickr tt-flickr-Small" title="sc0000448e" href="http://swcamborne.com/photos/photo/5930226845/sc0000448e.html"><img class="alignnone" src="http://farm7.static.flickr.com/6004/5930226845_4c926b3bdc_m.jpg" alt="sc0000448e" width="188" height="240" /></a></p>
<p>&nbsp;</p>
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		<title>400 Days</title>
		<link>http://swcamborne.com/archives/health-care/400-days</link>
		<comments>http://swcamborne.com/archives/health-care/400-days#comments</comments>
		<pubDate>Tue, 07 Jun 2011 13:54:40 +0000</pubDate>
		<dc:creator>Simon</dc:creator>
				<category><![CDATA[Health Care]]></category>

		<guid isPermaLink="false">http://swcamborne.com/?p=4497</guid>
		<description><![CDATA[Today I celebrate just 400 more days until I get to the Medicare Buffet. I can&#8217;t decide yet whether I will get the hip replacement or the bypass surgery first.  But one thing is for sure.  America can&#8217;t afford my (and the other 70 million baby boomers) medical bills.  I&#8217;m just glad I&#8217;m near the [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: center;"><strong>Today I celebrate just 400 more days until I get to the <a href="http://swcamborne.com/archives/politics/the-medicare-buffet">Medicare Buffet</a>.</strong></p>
<p style="text-align: center;"><strong><a class="tt-flickr tt-flickr-Small" title="2303975543_1abaa70641" href="http://swcamborne.com/photos/photo/5806582393/2303975543_1abaa70641.html"><img class="alignnone" src="http://farm3.static.flickr.com/2411/5806582393_88903d6352_m.jpg" alt="2303975543_1abaa70641" width="240" height="160" /></a><br />
</strong></p>
<p>I can&#8217;t decide yet whether I will get the hip replacement or the bypass surgery first.  But one thing is for sure.  America can&#8217;t afford my (and the other 70 million baby boomers) medical bills.  I&#8217;m just glad I&#8217;m near the front of the line.</p>
<p style="text-align: center;"><a href="http://swcamborne.com/aging"><strong>My Posts on Aging</strong></a></p>
<p style="text-align: center;"><a href="http://swcamborne.com/archives/politics/the-medicare-buffet"><strong>The Countdown Timer</strong></a></p>
<p style="text-align: left;">&nbsp;</p>
<p>&nbsp;</p>
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		<title>800 days</title>
		<link>http://swcamborne.com/archives/health-care/800-days</link>
		<comments>http://swcamborne.com/archives/health-care/800-days#comments</comments>
		<pubDate>Mon, 03 May 2010 19:22:20 +0000</pubDate>
		<dc:creator>Simon</dc:creator>
				<category><![CDATA[Health Care]]></category>
		<category><![CDATA[medicare]]></category>

		<guid isPermaLink="false">http://swcamborne.com/?p=3052</guid>
		<description><![CDATA[In exactly 800 days I will be eligible for the medicare buffet.  I and about 3 million others will become eligible in 2012.   My hip is starting to hurt but I can wait and so can the rest of my cohort.  But rest assured that we will all be lining up for new knees [...]]]></description>
			<content:encoded><![CDATA[<p>In exactly 800 days I will be eligible for the <a href="http://swcamborne.com/archives/politics/the-medicare-buffet" target="_self"><strong>medicare buffet</strong></a>.  I and about 3 million others will become eligible in 2012.   My hip is starting to hurt but I can wait and so can the rest of my cohort.  But rest assured that we will all be lining up for new knees and hips. <a href="http://swcamborne.com/archives/politics/the-medicare-buffet" target="_self"><strong>Read more </strong></a>or click on my official countdown counter to the right of the swcamborne.com home page.</p>
<p>So lets do the math.  <a href="http://www.costhelper.com/cost/health/knee-replacement.html" target="_blank"><strong>Knee replacement surgery costs</strong></a> about $30,000 and <a href="http://orthoinfo.aaos.org/topic.cfm?topic=a00389" target="_blank"><strong>about a million</strong></a> of us will need at least one hip or knee in the next few years.  That comes to<strong> <span style="color: #ff0000;">Thirty Billion Dollars </span></strong> just for the orthopedic needs of people born in 1947.</p>
<p>What can you do about it?  If you are looking for a career go into the orthopedic supply business.  If you are an investor buy stock in the companies that supply this industry.  If you are a taxpayer hang on it is going to be a rough ride.</p>
<p>BTW It might be a good idea to let in a lot more immigrants to help pay for all of the above.</p>
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		<title>Fixing Health Care</title>
		<link>http://swcamborne.com/archives/health-care/fixing-health-care</link>
		<comments>http://swcamborne.com/archives/health-care/fixing-health-care#comments</comments>
		<pubDate>Thu, 07 Jan 2010 19:20:19 +0000</pubDate>
		<dc:creator>Simon</dc:creator>
				<category><![CDATA[Health Care]]></category>

		<guid isPermaLink="false">http://swcamborne.com/?p=2734</guid>
		<description><![CDATA[This just about expresses my concern about the government taking a larger role in the healthcare system.]]></description>
			<content:encoded><![CDATA[<p><a class="tt-flickr tt-flickr-Medium" title="we should put this on balloons in the sky - much better" href="http://swcamborne.com/photos/photo/4248494602/we-should-put-this-on-balloons-in-the-sky-much-better.html"><img class="alignnone" src="http://farm3.static.flickr.com/2725/4248494602_68953478e6.jpg" alt="we should put this on balloons in the sky - much better" width="500" height="404" /></a></p>
<p>This just about expresses my concern about the government taking a larger role in the healthcare system.</p>
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		<title>Death Panels</title>
		<link>http://swcamborne.com/archives/politics/death-panels</link>
		<comments>http://swcamborne.com/archives/politics/death-panels#comments</comments>
		<pubDate>Sat, 21 Nov 2009 16:41:19 +0000</pubDate>
		<dc:creator>Simon</dc:creator>
				<category><![CDATA[Health Care]]></category>
		<category><![CDATA[Politics]]></category>

		<guid isPermaLink="false">http://swcamborne.com/?p=2540</guid>
		<description><![CDATA[One of the critiques of ObamaCare has been its proposal to use review panels to allocate medical resources to areas where the payoff would be best.  On a micro scale this used to be called triage and it makes perfect sense.  In Viet Nam when incoming wounded were overwhelming the medical staff on duty at [...]]]></description>
			<content:encoded><![CDATA[<p>One of the critiques of ObamaCare has been its proposal to use review panels to allocate medical resources to areas where the payoff would be best.  On a micro scale this used to be called triage and it makes perfect sense.  In Viet Nam when incoming wounded were overwhelming the medical staff on duty at the hospital where I worked triage decisions were routinely made about where to allocate the very limited resources.  Both those who would likely live without help and those who would likely die with help were forced to wait while those who would likely only live with help were treated.</p>
<p>I spent some time in the Emergency Rooms at Huntington Hospital and two different Kaiser hospitals this week helping my Father-in-Law through his latest crisis so I had lots of time to think about review panels, triage and allocation of resources.  In fact I also had enough time to read The Hidden Symbol, Dan Brown&#8217;s (author of The DaVinci Code) latest thriller.  I agree with President Obama that it is a bad allocation of resources to give a new hip ($40,000) to a ninety year old with a bad heart but I also agree with Obama&#8217;s critics that I don&#8217;t want &#8220;death panels&#8221; to be deciding if I get to live.  BTW by calling the &#8220;review panels&#8221; &#8220;death panels&#8221; the critics won this one on the name.  Think &#8220;homeless&#8221; vs &#8220;bums&#8221; we help homeless people we didn&#8217;t help bums.</p>
<p>I&#8217;m not sure that we will get to review panels and I&#8217;m not sure if they can work unless the incentives to providers, receivers and allocators of medical services change significantly.   For instance in the current model: If Medicare is paying, who at Kaiser would benefit from not putting another stent in a ninety year old bedridden man?  How would the man or his heirs benefit from not having it since the stent is free?  And what allocator would be able to defend withholding the stent against a crying grandchild on CNN?</p>
<p style="text-align: left;">We will need to change the incentive to all of these groups before any progress can be made toward controlling medical costs.  But don&#8217;t lose heart (we have stents for that),  I have devised the <strong>ultimate triage test</strong> and I will share it with you. (By clicking on the <strong>read the rest of this entry</strong> button I agree that Simon is writing what follows as a thought provoking joke and that without training I will not try to apply the test to real world situations)<span id="more-2540"></span><strong>The Ultimate Triage Test</strong></p>
<p>1.   Can the patient wipe his or her own ass?</p>
<p>If <strong>yes</strong> administer the expensive life extending procedure.</p>
<p>If <strong>no</strong> proceed to question two.</p>
<p>2.   Does the patient add value to the lives of those around them?  In other words are there people who benefit from this persons existence?   This would include intangibles like happiness and love.</p>
<p>If <strong>yes</strong> administer the expensive life extending procedure.</p>
<p>If <strong>no </strong>administer only appropriate pain reducing medicine.</p>
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		<item>
		<title>Will I Live to Be 80?</title>
		<link>http://swcamborne.com/archives/health-care/will-i-live-to-be-80</link>
		<comments>http://swcamborne.com/archives/health-care/will-i-live-to-be-80#comments</comments>
		<pubDate>Mon, 16 Nov 2009 18:14:49 +0000</pubDate>
		<dc:creator>Simon</dc:creator>
				<category><![CDATA[Health Care]]></category>

		<guid isPermaLink="false">http://swcamborne.com/?p=2528</guid>
		<description><![CDATA[I got this joke from my friend Wally G: This is something to think seriously about.    Will I Live to see 80? I recently picked a new primary care doctor.  After two visits and exhaustive Lab tests, he said I was doing &#8216;fairly well&#8217; for my age. (I just turned 60.) A little concerned about [...]]]></description>
			<content:encoded><![CDATA[<p>I got this joke from my friend Wally G:</p>
<p>This is something to think seriously about.    Will I Live to see 80?<br />
I recently picked a new primary care doctor.  After two visits and exhaustive Lab tests, he said I was doing &#8216;fairly well&#8217; for my age. (I just turned 60.)<br />
A little concerned about that comment, I couldn&#8217;t resist asking him, &#8216;Do you think I&#8217;ll live to be 80?&#8217;<br />
He asked, &#8216;Do you smoke tobacco, or drink beer or wine, indulge in chocolate or coffee?&#8217;<br />
&#8216;Oh no,&#8217; I replied.  &#8216;I&#8217;m not doing drugs, either!&#8217;<br />
Then he asked, &#8216;Do you eat rib-eye steaks and barbecued ribs?<br />
I said, &#8216;Not much&#8230;. my former doctor said that all red meat is very unhealthy!&#8217;<br />
&#8216;Do you spend a lot of time in the sun, like playing golf, sailing, hiking, or bicycling?&#8217; He asked.<br />
No, I don&#8217;t,&#8217; I said.<br />
He asked, &#8216;Do you gamble, drive fast cars, or have a lot of sex?&#8217;<br />
&#8216;No,&#8217; I said.</p>
<p>He looked at me and said&#8230;  &#8216;<strong>Then, why do you even give a shit?</strong></p>
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		<title>A Three Digit Midget</title>
		<link>http://swcamborne.com/archives/health-care/a-three-digit-midget</link>
		<comments>http://swcamborne.com/archives/health-care/a-three-digit-midget#comments</comments>
		<pubDate>Fri, 16 Oct 2009 13:47:10 +0000</pubDate>
		<dc:creator>Simon</dc:creator>
				<category><![CDATA[Health Care]]></category>

		<guid isPermaLink="false">http://swcamborne.com/?p=2396</guid>
		<description><![CDATA[When I was in the army many of my fellow enlisted men kept &#8220;short-timer calendars.&#8221;  When you went under 100 days until you got out of the army (or Vietnam) you could call yourself a &#8220;two digit midget.&#8221;  Well time have changed and the much anticipated event now is getting to the Medicare Buffet.  Today [...]]]></description>
			<content:encoded><![CDATA[<p>When I was in the army many of my fellow enlisted men kept &#8220;short-timer calendars.&#8221;  When you went under 100 days until you got out of the army (or Vietnam) you could call yourself a &#8220;two digit midget.&#8221;  Well time have changed and the much anticipated event now is getting to the Medicare Buffet.  Today I broke the thousand day barrier.  In 999 days I will be eligible for the National Health plan.  I am a <strong>&#8220;three digit midget.&#8221;</strong></p>
<p>On the day my friend Peter turned 65 he had knee replacement surgery.  I&#8217;m already starting a list of my own.  In <a href="http://www.cato.org/pub_display.php?pub_id=6857" target="_blank"><strong>1993 P. J. O’Rourke</strong></a> said <strong>“If you think health care is expensive now, wait until you see what it costs when it’s free.”</strong> He was right.</p>
<p>The countdown timer on the upper right of my blog should be a warning to all of the people who are trying to finance more free health-care.  We can&#8217;t afford free.  Peter&#8217;s knee and my allergies and 30 million more maladies are coming at you.</p>
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		<title>Health Rationing</title>
		<link>http://swcamborne.com/archives/politics/health-rationing</link>
		<comments>http://swcamborne.com/archives/politics/health-rationing#comments</comments>
		<pubDate>Mon, 12 Oct 2009 13:24:04 +0000</pubDate>
		<dc:creator>Simon</dc:creator>
				<category><![CDATA[Health Care]]></category>
		<category><![CDATA[Politics]]></category>

		<guid isPermaLink="false">http://swcamborne.com/?p=2367</guid>
		<description><![CDATA[One of the arguments about health care reform is that if the government pays they will ration what is available.  This is certainly the case in the UK as this story in the October 8th Daily Mail shows: The NHS is the UK&#8217;s National Health Service and they are not going to allow doctors to [...]]]></description>
			<content:encoded><![CDATA[<p>One of the arguments about health care reform is that if the government pays they will ration what is available.  This is certainly the case in the UK as this story in the October 8th Daily Mail shows:</p>
<p style="text-align: center;"><a class="tt-flickr tt-flickr-Small" title="PA110010" href="http://swcamborne.com/photos/photo/4001454684/pa110010.html"><img class="alignnone" src="http://farm3.static.flickr.com/2490/4001454684_719c4a74cb_m.jpg" alt="PA110010" width="240" height="72" /></a></p>
<p style="text-align: center;"><a class="tt-flickr tt-flickr-Small" title="PA110009" href="http://swcamborne.com/photos/photo/4000689405/pa110009.html"><img class="alignnone" src="http://farm3.static.flickr.com/2581/4000689405_6dc99e0004_m.jpg" alt="PA110009" width="240" height="180" /></a></p>
<p style="text-align: left;">The NHS is the UK&#8217;s National Health Service and they are not going to allow doctors to prescribe a new drug for Rheumatoid Arthritis because it is to expensive.  Will that happen here?  It already does to some extent.  But the bigger problem is that if drug developers can&#8217;t make money investment will dry up and development will stop.  On the other hand if we don&#8217;t change the way we are paying for health care now we will go bankrupt.  <a href="http://swcamborne.com/archives/simon-says/scary-medicare-math"><strong>My post about Medicare finances.</strong></a></p>
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		<title>MyDoctorIsInIndia.com</title>
		<link>http://swcamborne.com/archives/business-success/mydoctorisinindia-com</link>
		<comments>http://swcamborne.com/archives/business-success/mydoctorisinindia-com#comments</comments>
		<pubDate>Sun, 27 Sep 2009 21:09:58 +0000</pubDate>
		<dc:creator>Simon</dc:creator>
				<category><![CDATA[Health Care]]></category>
		<category><![CDATA[Ideas]]></category>

		<guid isPermaLink="false">http://swcamborne.com/?p=2338</guid>
		<description><![CDATA[These days we are all worrying about the skyrocketing cost of healthcare.  I had this idea while I was thinking about the cost in our current system of having the doctor inserted in the process for a personal connection with the patient at the beginning and the end.   We have built into the system and [...]]]></description>
			<content:encoded><![CDATA[<p>These days we are all worrying about the skyrocketing cost of healthcare.  I had this idea while I was thinking about the cost in our current system of having the doctor inserted in the process for a personal connection with the patient at the beginning and the end.   We have built into the system and the payment structure an almost mystical reliance on the doctor seeing and touching the patient.  It used to make sense.  Before there were reliable diagnostic tests an experienced expert was the only reliable way to diagnose problems.  Now that is no longer the case but the system has not changed.  So to try it a new way I have invented:</p>
<p align="center">
<h2 style="text-align: center;"><a href="http://swcamborne.com/five-good-ideas/mydoctorisinindia-com-investor" target="_self">MyDoctorIsInIndia.com</a></h2>
<p><strong>The Snail Medicine System:</strong></p>
<p>If you get sick in the USA and you don’t have insurance.  The process goes like this:</p>
<p>Call Doctors office for an appointment</p>
<p>Doctor visit for an examination</p>
<p>Order tests</p>
<p>Revisit Doctor for test results, diagnosis and treatment recommendations</p>
<p>Get prescriptions</p>
<p>Total elapsed time two to five days depending on urgency</p>
<p>Total cost without the prescriptions in the range of $250.00</p>
<p><strong>The I-Medicine System</strong></p>
<p>If you get sick in America and you go to MyDoctorIsInIndia.com the process will go like this:<br />
Mail in test kit</p>
<p>Get email from your doctor in India for consultation</p>
<p>Answer email inquiries and receive diagnosis and treatment recommendation</p>
<p>Get prescriptions filled and mailed to you by a pharmacy in Canada.</p>
<p>Total elapsed time two to five days</p>
<p>Total cost without the prescriptions in the range of $75.00</p>
<p><span id="more-2338"></span></p>
<p>Many of you will say “but we have to see the doctor.”  Okay for you but the system above streamlines the process saves money and should be allowed for people who want it.  Think of MyDoctorIsInIndia.com as email or text mail.  They have some short-comings compared to meetings or telephone calls but are dramatically cheaper. <a href="http://swcamborne.com/five-good-ideas/mydoctorisinindia-com-investor"><strong>MyDoctorIsInIndia.com</strong></a> is an idea worth trying.</p>
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